Eligibility for your student loan is calculated based on need. If you qualify for a subsidized Federal Direct loan, the government pays the interest on the loan while you are attending school at least 1/2 time and during the loan's grace period. If you receive an unsubsidized Federal Direct loan, you must either make interest payments while in school or you may choose to capitalize the interest on the loan. Your loan eligibility will be listed on your award letter. All requested documentation must be received and reviewed before your loan is processed.

  1. New, first time borrowers must go on-line at www.studentloans.gov to complete an entrance counseling session, and your MPn (Master Promisory Note).
  2. Click on "Sign In" you will need your FAFSA Personal Identification Number (PIN) in order to complete.

Note: Federal regulations require that all new, first-time borrowers have their loan disbursement delayed 30 days. At disbursement, the loan funds will be sent via electronic funds transfer (EFT) and credited to your student account.

Continuing Students will automatically be processed for their maximum eligibility unless Financial Aid is notified by the student, to reduce the loan amount.